Advance America

Advance America is one of the largest payday loan companies in the US. It began operations in 1997 and is a publicly traded company listed on the New York Stock Exchange.

Advance America locations offer a wide range of fast and convenient financial services at over 2,500 store locations including Payday loans, Auto equity loans, Installment loans, Gold-buying MoneyGram® services, Tax preparation, Visa® prepaid cards with Check-to-Card.

A typical Advance America payday loan costs you $15 per $100, or an annual percentage rate of 391.07 for a 2 week term. You would have to borrow a 2 week loan 26 times for a full year for an amount equal to 391.07% interest on a payday loan, However, this interest rate must be stated. In most states Advance America may provide a Worry Free Advance, where the fees charged on your cash advance are waived if you lose your job while you have a cash advance outstanding.

Payday Loan Company Alternatives - Signature Loans

Signature Loans are a type of personal loan offered by banks and other finance companies that uses only the borrower's signature and promise to pay as collateral. They're really not much different from payday loans. Since there's no collateral, signature loan interest will be high. It's just the fact that unsecured loans may not be repaid and the lender has nothing to sell to recoup their losses that makes cash advance lending more costly. Lenders do look for a good credit history and stable employment, therefore the typical borrower who qualifies for a signature loan will like qualify for a regular bank loan.

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Advance America Locations

Payday Loans
Cash For Gold
Pawn Shops