Virginia Payday Loans
Most US states including Virginia do permit the provision of payday loans and only a small set of backward thinking states prohibit the use of payday loans. If you live in Kentucky, Alabama, Alaska, Wisconsin, California, Oregon, Washington, North Dakota, South Dakota, Illinois, Indiana, Iowa, Idaho, Florida, Virginia, Hawaii, Mississippi, Louisiana, New Mexico, Utah, Nevada, Arizona, Missouri, Minnesota, Michigan, and South Carolina have a health, free market attitude toward banking and lending. These states are progressive, confident, and intelligently led. They believe in managing the issue of payday loan businesses successfully, licensing and regulating rather than banning the practice. Banning is always the product of small minds imposing their limited perspective on others. Congratulations to political leaders in Virginia for having courage to choose for their constituents against special interest groups.
Check here for Virginia payday loans, Alexandria payday loans, Arlington payday loans, Chesapeake payday loans, Hampton payday loans, Newport News payday loans, Portsmouth payday loans, Richmond payday loans, Roanoke payday loans, and Virginia Beach payday loans.
Freedom of Choice is the American Way
The American way has always been to honor free market capitalism and access for all. If you live in the states that have banned payday loans, you need to contact your state representative now. The credit crunch foisted on us by those wonderful banks (didn't they cause the banking crisis and what was the cost of that to us all?) means many working consumers don't have access to credit to make purchases or even respond to financial emergencies. That is extremely unfair and unnecessary. Payday loan providers can be regulated to ensure fair practices so there is no need for outright banning. If out of state money is the issue that is being fought against and these states would like to prevent access to their credit markets, why don't they enable financial service providers in their states to provide payday loan services? Still, in the spirit of free market capitalism which is being abused more frequently today, any entrepreneur in the US should be able to provide financial services if they meet Federal guidelines and state banking guidelines. Your access to short term payday advances are your right and one you should fight for. Payday loan companies offer no credit check payday loans that are unsecured. Do the big banks in New York and Massachusetts have a problem with this?
Consolidate Student Loans
Ten to even 20 years after graduating, many former college students are struggling with paying off their student loans. This type of debt will increase in prevalence due to growing tuition fees and living costs for students. These massive debts will make it likely student loan debt consolidation will be in demand for some time. Universities and colleges enforce the 4 to 7 year college education requirement and wages of teachers and professors continue to grow. Costs for equipment, facilities, and administration balloon the fees charged to students. During the 1990's and early part of this decade, student loan interest rates were high. Now they have dropped considerably and many loan debt holders are wisely looking to consolidate their debts and enjoy a much lower interest rate. The savings can be substantial. Student loan consolidation is a big business to many banks and finance companies in a recession that has diminished other lending opportunities.
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